DSCR loans
Unlock investment opportunities without income verification
DSCR loans help real estate investors qualify based on rental income, not personal income.


About DSCR loans
Simplify investment financing
DSCR loans allow investors to qualify for financing by using the property’s rental income rather than their personal income, making it easier to secure loans for investment properties.
Check if you're eligible
- Minimum DSCR ratio required (varies by lender)
- Investment properties only
- Minimum down payment required
- Credit score requirements apply
Why choose an DSCR loans?
- Qualify based on rental income, not personal income
- Ideal for investors with multiple properties
- No tax returns or W-2s required
- Faster and more flexible approval process
DSCR loans frequently asked questions
What is a DSCR loan?
A DSCR loan uses the property’s rental income to qualify for financing rather than the borrower’s personal income.
Who can benefit from a DSCR loan?
Real estate investors looking to finance rental properties without verifying personal income.
What types of properties qualify?
Investment properties such as single-family homes, multi-family units, and condos.

Is this a good time to get a loan?
If you're a real estate investor looking to expand your portfolio, a DSCR loan can provide a flexible financing solution. Our team is ready to guide you through the process.
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