DSCR loans
Unlock investment opportunities without income verification
DSCR loans help real estate investors qualify based on rental income, not personal income.


About DSCR loans
Simplify investment financing
DSCR loans allow investors to qualify for financing by using the property’s rental income rather than their personal income, making it easier to secure loans for investment properties.
Check if you're eligible
- Minimum DSCR ratio required (varies by lender)
- Investment properties only
- Minimum down payment required
- Credit score requirements apply
Why choose an DSCR loans?
- Qualify based on rental income, not personal income
- Ideal for investors with multiple properties
- No tax returns or W-2s required
- Faster and more flexible approval process
DSCR loans frequently asked questions
Is a Pest Inspection Required for a Conventional Loan?
In most cases, your lender won’t require a pest inspection unless there is evidence of an infestation. Forward Loans Mortgage Marketplace can connect you with lenders who can clarify these requirements.
Can I Get Down Payment Assistance with a Conventional Loan?
Yes, you may qualify for down payment assistance. Government agencies and community programs offer assistance to buyers struggling with financial situations. Forward Loans Mortgage Marketplace can help you explore these options.
How Many Conventional Loans Can I Have at One Time?
You can have up to ten conventional mortgages in your name. Forward Loans Mortgage Marketplace can guide you through financing methods to purchase multiple properties if you’re interested in real estate investing.

Is this a good time to get a loan?
If you're a real estate investor looking to expand your portfolio, a DSCR loan can provide a flexible financing solution. Our team is ready to guide you through the process.
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