DSCR with income-qualifying loans
Combine rental income with personal income for greater borrowing power
DSCR with income-qualifying loans helps investors secure financing by combining rental income with personal income.


About DSCR with income-qualifying loans
Maximize your investment potential
DSCR with income-qualifying loans allows investors to qualify using both rental income from the property and their personal income. This option provides greater borrowing power and flexibility for those with diverse income sources.
Check if you're eligible
- Investment properties only
- Minimum DSCR ratio required (varies by lender)
- Minimum down payment required
- Credit score requirements apply
Why choose an DSCR with income-qualifying loans?
- Higher borrowing power by combining incomes
- Ideal for investors with variable income sources
- No tax returns required
- Flexible approval process
DSCR with income-qualifying loans frequently asked questions
Is a Pest Inspection Required for a Conventional Loan?
In most cases, your lender won’t require a pest inspection unless there is evidence of an infestation. Forward Loans Mortgage Marketplace can connect you with lenders who can clarify these requirements.
Can I Get Down Payment Assistance with a Conventional Loan?
Yes, you may qualify for down payment assistance. Government agencies and community programs offer assistance to buyers struggling with financial situations. Forward Loans Mortgage Marketplace can help you explore these options.
How Many Conventional Loans Can I Have at One Time?
You can have up to ten conventional mortgages in your name. Forward Loans Mortgage Marketplace can guide you through financing methods to purchase multiple properties if you’re interested in real estate investing.

Is this a good time to get a loan?
If you're an investor looking to leverage both rental and personal income, this loan can help you secure the financing you need. Our team is here to guide you every step of the way.
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