DSCR with income-qualifying loans
Combine rental income with personal income for greater borrowing power
DSCR with income-qualifying loans helps investors secure financing by combining rental income with personal income.


About DSCR with income-qualifying loans
Maximize your investment potential
DSCR with income-qualifying loans allows investors to qualify using both rental income from the property and their personal income. This option provides greater borrowing power and flexibility for those with diverse income sources.
Check if you're eligible
- Investment properties only
- Minimum DSCR ratio required (varies by lender)
- Minimum down payment required
- Credit score requirements apply
Why choose an DSCR with income-qualifying loans?
- Higher borrowing power by combining incomes
- Ideal for investors with variable income sources
- No tax returns required
- Flexible approval process
DSCR with income-qualifying loans frequently asked questions
What is a DSCR with income-qualifying loan?
This loan combines rental income from the property with the borrower’s personal income to qualify for financing.
Who is this loan best suited for?
Investors with variable income sources looking to maximize their borrowing power.
What types of properties qualify?
Investment properties such as single-family homes, multi-family units, and condos.

Is this a good time to get a loan?
If you're an investor looking to leverage both rental and personal income, this loan can help you secure the financing you need. Our team is here to guide you every step of the way.
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