CPA profit and loss loans
Financing based on business performance
CPA profit and loss loans allow self-employed borrowers to qualify for a mortgage using a certified profit and loss statement instead of tax returns.


About CPA profit and loss loans
Flexible loans for self-employed professionals
CPA profit and loss loans provide mortgage solutions for self-employed individuals by verifying income through a certified profit and loss statement prepared by a licensed CPA.
Check if you're eligible
- Self-employed for at least two years
- Profit and loss statement certified by a licensed CPA
- Minimum credit score requirements vary by lender
- Property must be a primary residence, second home, or investment property
Why choose an CPA profit and loss loans?
- No tax returns required
- Ideal for self-employed borrowers with fluctuating income
- Simplified income verification process
- Competitive interest rates
CPA profit and loss loans frequently asked questions
How does a CPA profit and loss loan work?
It uses a certified profit and loss statement to verify income instead of tax returns.
Who prepares the profit and loss statement?
A licensed CPA must prepare and certify the profit and loss statement.
Can I use this loan for an investment property?
Yes, this loan can be used for primary residences, second homes, and investment properties.

Is this a good time to get a loan?
If you're self-employed and looking for flexible mortgage options, a CPA profit and loss loan could be the solution. Our team is ready to help you navigate the process.
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