CPA profit and loss loans
Financing based on business performance
CPA profit and loss loans allow self-employed borrowers to qualify for a mortgage using a certified profit and loss statement instead of tax returns.


About CPA profit and loss loans
Flexible loans for self-employed professionals
CPA profit and loss loans provide mortgage solutions for self-employed individuals by verifying income through a certified profit and loss statement prepared by a licensed CPA.
Check if you're eligible
- Self-employed for at least two years
- Profit and loss statement certified by a licensed CPA
- Minimum credit score requirements vary by lender
- Property must be a primary residence, second home, or investment property
Why choose an CPA profit and loss loans?
- No tax returns required
- Ideal for self-employed borrowers with fluctuating income
- Simplified income verification process
- Competitive interest rates
CPA profit and loss loans frequently asked questions
Is a Pest Inspection Required for a Conventional Loan?
In most cases, your lender won’t require a pest inspection unless there is evidence of an infestation. Forward Loans Mortgage Marketplace can connect you with lenders who can clarify these requirements.
Can I Get Down Payment Assistance with a Conventional Loan?
Yes, you may qualify for down payment assistance. Government agencies and community programs offer assistance to buyers struggling with financial situations. Forward Loans Mortgage Marketplace can help you explore these options.
How Many Conventional Loans Can I Have at One Time?
You can have up to ten conventional mortgages in your name. Forward Loans Mortgage Marketplace can guide you through financing methods to purchase multiple properties if you’re interested in real estate investing.

Is this a good time to get a loan?
If you're self-employed and looking for flexible mortgage options, a CPA profit and loss loan could be the solution. Our team is ready to help you navigate the process.
Get a free consultationWhat our clients say
Hear from happy homeowners who found their perfect loans with Mr. Rate.