Bank statement loans
Mortgage solutions for self-employed borrowers
Bank statement loans help self-employed individuals secure a mortgage without traditional income verification.


About Bank statement loans
Flexible home financing for self-employed individuals
Bank statement loans allow self-employed borrowers to qualify for a mortgage based on their bank deposits instead of tax returns, offering flexible terms and competitive rates.
Check if you're eligible
- Minimum of 12-24 months of bank statements
- Self-employed for at least two years
- Minimum credit score requirements vary by lender
- Property must be a primary residence, second home, or investment property
Why choose an Bank statement loans?
- No tax returns required
- Qualify based on bank deposits
- Competitive interest rates
- Flexible loan terms
Bank statement loans frequently asked questions
How do bank statement loans work?
Bank statement loans use bank deposits to verify income instead of tax returns or pay stubs.
What types of bank statements are accepted?
Personal and business bank statements can be used, depending on the lender’s requirements.
Can I use a bank statement loan to buy an investment property?
Yes, bank statement loans can be used for primary residences, second homes, and investment properties.

Is this a good time to get a loan?
If you're self-employed and need a flexible mortgage option, now is a great time to explore bank statement loans. Our team will guide you every step of the way.
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