
Furqan Hanif, Licensed Mortgage Broker
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A++++++
Hands down the Best Lender in NJ . Furqan makes the process so easy and his transparency makes all the difference. I wouldn’t pick any other lender to work with. A++++++
Life Care Pharmacy
Entrepreneur
I would highly recommend him
A few months ago, Furqan has helped us with our very first home loan and made the whole process clean and simple. There were no surprises on the day of closing as many of my friends have told me. Furqan was able to get a better loan option even with my complicated tax returns and me being self-employed. He was able to get my deal closed that another local lender was dragging on for a couple of months. I would highly recommend him for his knowledge and ability to figure things out. Very nice team, always on the ball.
Anita M
Self Employed
The best Lender you will ever work with
Furqan is 100% the best lender I’ve ever encountered. He is completely honest and transparent and makes the lending process a pleasant experience. I would highly recommend you give him a shot if you’re in the market for a home.
uzair1524
Self Employed
Wealth of knowledge and experience
Furqan Hanif is an exceptional broker who has a wealth of knowledge and experience in the home loan industry. He is dedicated to helping his clients find the perfect loan that suits their needs, whether they are first-time buyers or seasoned homeowners. Furqan’s professionalism and attention to detail make him a trusted partner in the home buying process. With his expertise, he can navigate the complexities of the lending market with ease, ensuring that his clients receive the best possible terms and rates. If you are in the market for a home loan, look no further than Furqan Hanif for a seamless and stress-free experience.
Umer Gujjar
Self Employed
Amazing to work with!
He was amazing to work with! Made the entire mortgage process easy to understand and stress-free. He was always responsive, professional, and worked hard to get me the best rate possible. I highly recommend them to anyone looking for a trustworthy and efficient mortgage lender!
Michael H
Self Employed
Mr Rate is great
This is a great mortgage company, my loan went smoothly and no surprises prior to closing. They kept me posted right from the time the contract was provided to them right up to the closing date. I would recommend this company to all my family and friend.
dianewhite956
Great and procedure was smooth and reliable
Everyone was so professional and cooperative and All the procedure went so smooth and timely.from buy home to closing everyone (realtor to mortgage guy) were experienced and polite.
AliWarraich2
Self Employed
What a great experience!
Furqan, my loan officer, explained the whole process to me, set realistic expectations, and took the time to answer each and every question I had – and I had many! He is knowledgeable, hardworking, patient, and friendly. When I look back on past mortgage experiences, I find myself wishing I had found him sooner. MrRate is fantastic, and I will recommend them to everyone I know!
Roberta Michaels
Self Employed
Exceptional experience
I had an exceptional experience. From start to finish, the process was smooth, transparent, and stress-free. He was incredibly knowledgeable, patient, and always available to answer my questions, no matter how small. He went above and beyond to secure the best rates for me and explained each step in a way that made me feel confident and informed. I truly felt like they had my best interests at heart. He was professional, responsive, and dedicated to ensuring my closing went off without a hitch. Thank you for making my home-buying journey such a positive experience!
M. Hanif
The greatest broker
The greatest broker. We have done 4 deals together and they all went through great. If he tells you he is doing it he will. Always available.
Johnny Gaba

VP of Sales
About Furqan Hanif
I learned early in my career that experience isn’t just about years in the business—it’s about the depth and variety of challenges you’ve overcome. This lesson came to me the hard way, through a personal experience that ultimately shaped my entire approach to mortgage lending.
I was a naive first-time homebuyer once. My wife and I walked into an office of a national lender/broker, full of hope and excitement about purchasing our first home. Our loan officer was a manager there with 18 years of experience who promised us the world. After we lost the first house, we gave him another chance—maybe it was just bad luck. But after losing the second house, my wife was inconsolable. My only “issue” was that I was self-employed.
What I needed was someone who could think outside the box. Doing traditional loans day-in, day-out does not count as years of experience. That painful experience taught me that when conventional lenders fail their clients, there’s usually a creative solution waiting to be discovered.
This story is exactly why I became a mortgage broker. I refuse to let any client go through what my wife and I endured. When your bank says NO, call me.
Like I always say: “If it CAN be done, it WILL be done.”
My Specialties
I focus on the challenging cases that others won’t touch:
Primary Focus Area
- Non-QM products
- Self-employed Borrowers
- JUMBO loans
- Commercial lending
Complete Loan Portfolio:
- Conventional: Fannie Mae & Freddie Mac
- Government: FHA, VA & USDA
- Jumbo: Multiple investor options
- Renovation: Fannie Mae Homestyle & FHA 203k & VA Renovation
- Reverse Mortgage
- First-Time Homebuyer programs
- Investor financing
Languages Spoken
- English
- Urdu
- Hindi
- Punjabi
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